Terms of Use for Simple Money Tracker

Welcome to Simple Money Tracker! These Terms of Use ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Service"). Please read these Terms carefully before using the Service.

1. Agreement to Terms

By creating an account or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Service.

2. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy for information on how we collect, use, and share your personal information. You agree that your use of the Service is governed by the Privacy Policy.

3. User Accounts

You must be at least 13 years old to use the Service. When you create an account, you agree to provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree to notify us immediately of any unauthorized use of your account.

4. User Data

You retain full ownership of the financial data you enter into the Service, including expenses, budgets, and debts ("User Data"). We do not claim any ownership rights to your User Data. You are solely responsible for the accuracy and legality of your User Data.

5. Prohibited Conduct

You agree not to do any of the following:

• Use the Service for any illegal or unauthorized purpose.
• Attempt to reverse engineer, decompile, or otherwise discover the source code of the Service.
• Use any automated system, including "robots," "spiders," or "offline readers," to access the Service in a manner that sends more request messages to the servers than a human can reasonably produce in the same period by using a conventional on-line web browser.

6. Disclaimer: Not Financial Advice

The Service, including any analysis or suggestions provided by our AI features, is for informational purposes only. It is not intended to be a substitute for professional financial advice. You should consult with a qualified financial professional before making any financial decisions. We are not a financial advisor, and we do not provide financial, legal, or tax advice.

7. Limitation of Liability

To the maximum extent permitted by law, Simple Money Tracker shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, good-will, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service.

8. Changes to Terms or Services

We may modify the Terms at any time. If we do so, we’ll provide notice of the changes. By continuing to use the Service after the changes become effective, you agree to be bound by the revised Terms.

9. Contact Information

If you have any questions about these Terms, please contact us at support@simplemoneytracker.com.