Privacy Policy for Simple Money Tracker

Welcome to Simple Money Tracker. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect includes:

Personal Data: Personally identifiable information, such as your name, email address, and profile picture, that you voluntarily give to us when you register with the application.
Financial Data: Financial information, such as data related to your income, expenses, budgets, debts, goals, and investments, that you voluntarily enter into the application. We do not store any bank account or credit card numbers directly.
Derivative Data: Information our servers automatically collect when you access the application, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the application.
Data from Social Networks: User information from social networking sites, such as Google, including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you to:

Create and manage your account.
Process your transactions and subscriptions.
Email you regarding your account or order.
Analyze your financial data to provide you with AI-powered insights and recommendations.
Monitor and analyze usage and trends to improve your experience with the application.
Notify you of updates to the application.
Respond to customer service requests.

3. Disclosure of Your Information

We do not sell your personal or financial data. We may share information we have collected about you in certain situations:

By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
Third-Party Service Providers: We use third-party services for hosting, authentication, and data storage (Firebase/Google Cloud) and AI processing (Google AI). These services have access to your data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Online Postings: When you post reviews, or other content to the application, your posts may be viewed by all users and may be publicly distributed outside the application in perpetuity.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. We rely on the robust security measures of Google Cloud and Firebase to protect your data on the server. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.

6. Changes to This Privacy Policy

Last Updated: 2025-09-09

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

7. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: support@simplemoneytracker.com