Acceptable Use Policy (AUP)
Service: Simple Money Tracker ("Simple Money Tracker", "we", "us", "our")
Website: https://simplemoneytracker.com
Last Updated: 31/03/2026
This Acceptable Use Policy ("AUP") sets the rules for how users may and may not use Simple Money Tracker. It supplements our Terms of Use, Privacy Policy, and License. By using the Service, you agree to comply with this AUP.
1. Purpose
The purpose of this AUP is to protect the security, integrity, and fair use of the Service and to prevent abuse, fraud, and actions that harm other users or the Service.
2. Prohibited Activities
You must not use the Service to perform or facilitate any of the following activities.
A. Abuse, Fraud, and Illicit Gain
- Attempting to exploit bugs, race conditions, or design flaws to obtain an unfair financial advantage (e.g., creating false refunds, duplicating subscription credits, manipulating trial logic, or otherwise obtaining Pro access without payment).
- Falsifying payment, subscription, or usage history to claim refunds or to trigger automated benefits.
- Using stolen credentials, payment methods, or impersonating other users.
B. Spam, Phishing, and Unauthorized Messaging (including Telegram)
- Sending unsolicited commercial or bulk messages through our Service or any integrated channel (including Telegram) without recipients’ consent.
- Using the Telegram bot or messaging interfaces to distribute malware, phishing links, or fraudulent content.
- Automating high-volume message sends that degrade service performance or spam other users.
C. Scraping, Crawling, and Data Harvesting
- Automated scraping or crawling of the Service to harvest user data, content, or metadata beyond what our public APIs explicitly permit.
- Creating datasets of other users’ content or personal data without explicit consent.
D. Malicious Activity and Security Violations
- Attempting to bypass authentication, authorization, rate limits, or security controls.
- Launching distributed denial-of-service (DDoS) attacks, injection attacks, or other actions that disrupt the Service.
E. Unauthorized Access to Data
- Accessing, exporting, or copying data belonging to other users or groups without proper authorization.
F. Copyright and Illegal Content
- Uploading or distributing content that infringes third-party IP rights or violates local laws.
3. Monitoring, Detection, and Automated Controls
We use a combination of automated monitoring, anomaly detection, rate-limiting, and manual review to detect prohibited activity. When suspicious activity is detected, we may:
- Temporarily throttle or block API/bot access
- Freeze accounts or sessions
- Require additional identity verification
- Queue activity for manual review
We log relevant evidence for investigations, including timestamps, IP addresses, usage patterns, and telemetry.
4. Enforcement Actions
If we reasonably determine you are violating this AUP, we may take one or more of the following actions, at our sole discretion:
- Warning: Notify you and request remedial action.
- Rate-limiting / Throttling: Limit your access to the Service.
- Temporary Suspension: Suspend access to your account or specific features (e.g., Telegram bot, Storage) pending investigation.
- Account Termination: Permanently terminate your account for severe or repeat violations.
- Revocation of Pro Privileges: Remove Pro access and related feature entitlements.
- Reversal of Fraudulent Credits: Revoke credits, trial extensions, or benefits obtained by exploitation or fraud.
- Reporting to Authorities: Report suspected criminal activity to law enforcement.
We reserve the right to take immediate action if necessary to protect users or our systems.
5. Evidence, Appeals, and Reinstatement
A. Evidence
When we take enforcement action, we will collect and retain evidence related to the incident, including application logs, IP addresses, webhook payloads, and any relevant user-submitted content. This evidence may be used to support account actions and to respond to chargebacks or legal requests.
B. Appeals Process
If your account is suspended or terminated, you may submit an appeal by contacting us at abuse@simplemoneytracker.com with:
- Your account email/ID
- A clear explanation of the issue and any supporting information
We will acknowledge receipt of appeals within 5 business days and aim to resolve appeals within 14 business days.
C. Reinstatement
Reinstatement may be conditioned on corrective action, such as removing offending content, passing identity verification, paying remediation fees (if lawful), or other reasonable conditions.
6. Interaction with Other Policies
- DMCA and copyright claims follow our DMCA Policy and will be processed independently; AUP enforcement may be combined with IP enforcement.
- Privacy-sensitive evidence will be handled in accordance with our Privacy Policy.
7. Preventing and Handling Exploits and Bugs
If you discover a security vulnerability or bug that could be exploited:
- Do not exploit it. Exploiting a bug for benefit is a violation of this AUP.
- Report it immediately to admin@simplemoneytracker.com with steps to reproduce, proof-of-concept (if applicable), and suggested remediation.
We appreciate responsible disclosure. When you report a vulnerability in good faith, we will not take enforcement action for previously undisclosed behavior reported in the disclosure, provided you did not exploit the vulnerability.
8. Cooperation with Law Enforcement
We may cooperate with law enforcement and provide account data or logs in response to lawful requests, subpoenas, or court orders. Such disclosures will be limited to the extent required by law and handled according to our Privacy Policy.
9. Proactive Anti-Abuse Measures (Examples)
Examples of anti-abuse measures we may use:
- Rate limits on Telegram bot messages per user per minute/hour
- Heuristic checks for duplicate receipts or suspicious CSV imports
- Automatic rollback of duplicated transactions detected by heuristics
- Machine-learning based anomaly detection for unusual reward/trial behavior
These are examples and not a guarantee of detection in all cases.
10. Onboarding Consent Requirement
Before using the Service, users must affirmatively agree to the Terms of Use, Privacy Policy, and this AUP via an opt-in checkbox during onboarding. If a user declines to accept the policies, they will be offered account deletion and the option to export their data; their account will be disabled and data deleted according to our retention policy.
11. Contact
To report abuse or to appeal enforcement actions:
- Security email (vulnerability reports): admin@simplemoneytracker.com
- Support: support@simplemoneytracker.com
End of Acceptable Use Policy
