Cookie Policy

Service: Simple Money Tracker ("Simple Money Tracker", "we", "us", "our")
Website: https://simplemoneytracker.com

Last Updated: 31/03/2026

This Cookie Policy explains how Simple Money Tracker uses cookies and similar technologies on our website and Service. It should be read together with our Privacy Policy and Terms of Use.

Plain-language summary: We use essential cookies to keep the Service working (login, security) and—if you allow it—analytics cookies (e.g., Google Analytics) to understand how the Service is used so we can improve it.


1) What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, phone) when you visit a website. Cookies help websites remember information about your visit, such as your login status, preferences, and how you interact with pages.

We may also use similar technologies such as local storage, SDK identifiers, pixels, or tags (collectively, "cookies" in this policy).


2) Why We Use Cookies

We use cookies for the following purposes:

  1. To operate the Service (Essential): enable sign-in, maintain sessions, prevent abuse, and keep the Service secure.
  2. To remember preferences: store settings (where applicable) such as language, UI options, and cookie choices.
  3. To analyze and improve (Analytics): measure traffic and usage patterns to improve performance and user experience (e.g., via Google Analytics).

3) Types of Cookies We Use

A) Strictly Necessary / Essential Cookies

These cookies are required for the Service to function and cannot be switched off in our systems. They are generally set in response to actions made by you such as logging in, setting security preferences, or filling in forms.

Examples of essential purposes:

  • keeping you logged in during a session
  • fraud prevention and security (including bot protection)
  • load balancing and performance

If you disable these cookies, parts of the Service may not work.

B) Analytics Cookies (Optional)

Analytics cookies help us understand how users interact with our website and Service so we can improve it.

We currently use Google Analytics. Analytics data may include:

  • pages viewed, time spent, click events
  • device/browser type
  • approximate location derived from IP (country/city-level)

Important: Where required by law (including for many users in the EU/EEA/UK), we will only set analytics cookies after you consent.

C) Functional Cookies (Optional)

Functional cookies allow us to remember choices you make (such as preferences) and provide enhanced features.

If used, these cookies will be described in our cookie banner/preferences tool.

D) Marketing / Advertising Cookies

At this time, Simple Money Tracker does not run third-party advertising on the Service. If this changes, we will update this Cookie Policy and, where required, request your consent.


4) Third-Party Cookies and Services

Some cookies may be set by third parties we use to provide the Service. For example:

  • Google Analytics (analytics measurement)
  • Google services used for authentication and security features

Third-party providers may process data according to their own privacy policies. We encourage you to review them.


5) Cookie Choices and How You Control Cookies

A) Cookie Banner / Preferences

If you are shown a cookie banner, you can:

  • Accept All (essential + optional cookies)
  • Reject Optional (keep essential only)
  • Choose preferences by category (where available)

You can change your choice later using a “Cookie Preferences” link (recommended to place in the website footer).

B) Browser Controls

Most browsers allow you to:

  • view cookies stored on your device
  • delete cookies
  • block some or all cookies
  • set rules for certain sites

Blocking cookies may affect functionality.

C) Google Analytics Opt-Out

Google provides tools to control Analytics data collection. You can also disable cookies or use browser add-ons provided by Google where available.


6) Consent Records

Where required by applicable law, we will maintain records of your cookie consent choices (for example, the time and categories you accepted/rejected). This helps us demonstrate compliance and respect your choices.


7) Do Not Track

Some browsers offer a “Do Not Track” (DNT) signal. At this time, we do not respond to DNT signals in a standardized way. Instead, we rely on cookie preferences/consent choices where required.


8) Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, law, or our practices. We will update the Last Updated date and, where appropriate, provide additional notice.


9) Contact

If you have questions about our use of cookies:


End of Cookie Policy

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