Development Log

Milestone 89: Goal Templates, Quick-Add Subscriptions & Easier Dates

• ✨FeatureStart a Saving Goal You Can Actually Finish: A new Templates button on the Goals page offers three proven challenges — Payday Savings, the 52-Week Challenge, and a 30-Day Low-Spend month. Pick one, adjust a couple of numbers, and your goal is created with a real target amount and a finish date.
• ✨FeatureYour Own Numbers, Pre-Filled: The low-spend template estimates what you usually spend in a category from your own last three months of expenses, so the target starts from your reality instead of a guess.
• 🛡️SecuritySee the Whole Plan Before You Commit: A Chart tab previews how your savings build up week after week (or month after month). When you create it, the goal is a normal goal — fully encrypted, like everything else you track.
• ✨FeatureLog Contributions on the Real Date: Contributions now carry a date, defaulting to today, so a payment you made last week can be added with the correct date and your progress timeline stays accurate.
• ✨FeatureQuick-Add Your Subscriptions: Choose from 20 popular services — Netflix, Spotify, YouTube Premium, ChatGPT Plus, iCloud+, Amazon Prime, and more — and the form fills in the name, the price in your own currency, and whether it bills monthly or yearly.
• ✨FeaturePick a Date Without Opening the Calendar: Due and target date fields on debts, lending, and goals now offer one-tap presets: 1 week, 2 weeks, 1 month, 3 months, 6 months, 1 year, or 2 years.
• 🔧BugfixAccurate Remaining Balances: Fixed the remaining amount shown when you open a debt or lending, where your contribution payments were being counted twice. What you see now matches what you still owe.
• ✨FeatureSee Your Group's Free Slots: The group members card shows your current members and the remaining places at a glance, so you know how much room is left before inviting anyone.
• ✨FeatureOne Currency List Across the Free Tools: The debt payoff, snowball vs. avalanche, and saving challenge calculators now use the same currencies and flags as the Currency Converter — and the 52-week challenge now saves exactly the weekly amount you enter.
• 🔧BugfixSmaller Fixes in Daily Use: The month and year pickers in the calendar no longer flash dark on first load, subscription forms update their billing cycle when you pick a template, help articles are clearly separated question by question, contact cards got a cleaner finish, and mood emojis now respond on hover.
• 🧠AINew on the Blog: "Why We Buy on Emotion — and How Online Shopping Speeds It Up", "Saving vs. Earning More: The False Choice That Keeps People Stuck", and "The Great Tech Reset: Layoffs, Capital Reallocation, and the Human Cost of AI in 2026".