The Dashboard is your financial command center. It gives you a quick, at-a-glance overview of your key financial metrics for the current month, including your budget progress, spending breakdown, and upcoming payments.

1. Locate the Filter: On the 'Spending Over Time' chart, you'll find a dropdown menu for the time range (e.g., 'This Month').
2. Select a Range: Click the dropdown to choose a different period, like 'Last 3 Months' or 'Last Year'.
3. View Updated Charts: Both the 'Spending Over Time' and 'Expense Breakdown' charts will automatically update to reflect the data for your selected period.

This tab provides a summary of your future financial commitments. It includes upcoming due dates for your Debts, money you expect to receive from Lendings, approaching Goal deadlines, and scheduled Subscription payments. It's a proactive way to see what's coming next.

The Dashboard opens with five summary cards for the current month:

• Total Budget: Your current monthly budget.
• Total Expenses: What you've spent this month.
• Balance: What's remaining for the month (budget minus expenses).
• Total Debts: Your outstanding debt amount.
• Total Investments: Your active portfolio value.

Each card links to its full page (Debts, Expenses, Budgets, Investment), so you can jump straight to the details you want to manage.

Below the carousel, the Financial Overview shows four breakdown charts in a grid:

• Expense Breakdown: Your spending by category, so you can instantly spot where the money goes.
• Investment Portfolio: The composition of your active investments by initial value.
• Debts Breakdown: Your outstanding debts, grouped by lender.
• Lendings Breakdown: Money you've lent out, grouped by borrower.

Each chart has 'Show labels' and 'Show Legend' toggles, and it follows the time range you selected in the 'Spending Over Time' filter where applicable.

The carousel groups the three time-based charts in one swipeable widget: Spending Over Time, Expense by Horizon, and Monthly Expense vs Budget. Use the previous/next arrows (or the dot indicators) to move between charts — it's especially handy on mobile, where full-width charts would take up too much screen space. Your position is kept as you switch between tabs.

They answer two different questions:

• Spending Over Time shows your daily activity — daily totals plus an accumulated line — for the range you pick (This Month, Last 3 Months, Last 6 Months, Last Year). Great for seeing spending rhythm and pace.
• Expense by Horizon compares your total expenses across 1, 3, 6, and 12-month windows side by side. Great for spotting longer-term trends, like whether your spending is actually growing.

This chart compares your total expenses against your budget for the period, including a '% of Budget' indicator so you can see at a glance whether you're on track. If you haven't created a budget yet, it will tell you 'No budget set for this period' — head to the Budgets page to set one up, and the chart will pick it up automatically.

Each upcoming item in the 'Upcoming Events' tab carries a status badge:

• Overdue: The due date has already passed — needs your attention first.
• Due Soon: The deadline is approaching.
• Upcoming: Scheduled further in the future.

Each list shows your next 5 items, sorted by date: outstanding debts, outstanding lendings (money coming back to you), goals in progress (with progress and target date), and active subscriptions (by next payment date).

All your financial data is zero-knowledge end-to-end encrypted, so the Dashboard can't display anything until your vault is unlocked — your encryption key is needed to decrypt the data locally on your device. If you see this message, simply enter your master key, and your Dashboard will load as usual. This protects your data even if someone gains access to your session.